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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,717 | $70,418+31.7% | $96,570-4.0% | $85,847+8.0% |
| Participation rate | 52.5% | 61.8%-9.3pp | 69.8%-17.3pp | 69.3%-16.8pp |
| Annual return | 18.32% | 18.59%-0.3pp | 37.79%-19.5pp | 318.61%-300.3pp |
| Employer contribution / active EE | $2,193 | $1,413+55.2% | $2,357-7.0% | $2,565-14.5% |
| Participant deferral / active EE | $4,254 | $2,894+47.0% | $3,849+10.5% | $3,952+7.6% |
| Admin fee / account holder | $16,395 | $4,995+228.2% | $6,182+165.2% | $6,261+161.9% |