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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,886 | $69,977+54.2% | $108,582-0.6% | $62,881+71.6% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 13.06% | 10.73%+2.3pp | -51.70%+64.8pp | 20.14%-7.1pp |
| Employer contribution / active EE | $5,254 | $2,135+146.1% | $3,758+39.8% | $2,281+130.3% |
| Participant deferral / active EE | $4,340 | $3,165+37.1% | $4,311+0.7% | $3,203+35.5% |
| Admin fee / account holder | $3,873 | $5,076-23.7% | $7,645-49.3% | $4,296-9.9% |