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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,082 | $97,550+147.1% | $120,344+100.3% | $87,485+175.6% |
| Participation rate | 68.2% | 72.8%-4.6pp | 76.7%-8.5pp | 68.9%-0.7pp |
| Annual return | 18.48% | 18.41%+0.1pp | 20.30%-1.8pp | 26.06%-7.6pp |
| Employer contribution / active EE | $2,995 | $2,291+30.8% | $3,020-0.8% | $2,596+15.4% |
| Participant deferral / active EE | $7,704 | $4,230+82.1% | $5,135+50.0% | $4,274+80.3% |
| Admin fee / account holder | $15,873 | $9,543+66.3% | $12,742+24.6% | $7,775+104.2% |