Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $84,678 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,694 | $48,235+5.1% | $68,803-26.3% | $68,490-26.0% |
| Participation rate | 73.5% | 60.7%+12.8pp | 69.0%+4.5pp | 67.9%+5.6pp |
| Annual return | -79.36% | -12.70%-66.7pp | -6.37%-73.0pp | -7.85%-71.5pp |
| Employer contribution / active EE | $8,470 | $1,829+363.2% | $2,656+218.9% | $2,597+226.2% |
| Participant deferral / active EE | $12,893 | $2,867+349.8% | $3,942+227.1% | $4,028+220.1% |
| Admin fee / account holder | $6,381 | $4,361+46.3% | $4,936+29.3% | $5,403+18.1% |