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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,070 | $61,660+195.3% | $80,022+127.5% | $64,173+183.7% |
| Participation rate | 88.9% | 71.7%+17.2pp | 75.8%+13.1pp | 69.6%+19.3pp |
| Annual return | -10.07% | -0.33%-9.7pp | 11.22%-21.3pp | 7.63%-17.7pp |
| Employer contribution / active EE | $3,720 | $1,810+105.5% | $2,468+50.7% | $2,381+56.2% |
| Participant deferral / active EE | $13,494 | $2,968+354.7% | $3,686+266.1% | $3,470+288.9% |
| Admin fee / account holder | $2,187 | $5,417-59.6% | $6,521-66.5% | $4,887-55.2% |