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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,095 | $52,580+37.1% | $71,671+0.6% | $70,126+2.8% |
| Participation rate | 87.0% | 60.9%+26.1pp | 68.7%+18.2pp | 69.5%+17.4pp |
| Annual return | 12.17% | 20.25%-8.1pp | 20.65%-8.5pp | 73.15%-61.0pp |
| Employer contribution / active EE | $2,996 | $1,616+85.4% | $2,460+21.8% | $2,343+27.9% |
| Participant deferral / active EE | $5,076 | $2,386+112.7% | $3,438+47.6% | $3,332+52.4% |
| Admin fee / account holder | $6,901 | $3,653+88.9% | $5,558+24.2% | $4,645+48.6% |