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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,046 | $43,344+333.8% | $59,899+213.9% | $64,173+193.0% |
| Participation rate | 97.8% | 69.2%+28.6pp | 74.7%+23.1pp | 69.6%+28.2pp |
| Annual return | -4.90% | -1.55%-3.3pp | 3.46%-8.4pp | 7.63%-12.5pp |
| Employer contribution / active EE | $11,495 | $2,030+466.4% | $2,723+322.2% | $2,381+382.8% |
| Participant deferral / active EE | $11,742 | $2,547+360.9% | $3,402+245.1% | $3,470+238.4% |
| Admin fee / account holder | $17,365 | $3,008+477.3% | $3,592+383.4% | $4,887+255.3% |