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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,496 | $110,212+134.5% | $96,534+167.8% | $139,466+85.3% |
| Participation rate | 86.4% | 78.1%+8.2pp | 76.0%+10.4pp | 80.3%+6.0pp |
| Annual return | 21.23% | 26.42%-5.2pp | 25.88%-4.6pp | 373.66%-352.4pp |
| Employer contribution / active EE | $0 | $3,620-100.0% | $2,965-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $10,762 | $5,547+94.0% | $4,851+121.8% | $6,712+60.3% |
| Admin fee / account holder | $25,176 | $11,599+117.1% | $8,253+205.0% | $11,409+120.7% |