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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,321 | $104,098+208.7% | $140,514+128.7% | $94,015+241.8% |
| Participation rate | 85.3% | 73.7%+11.6pp | 77.8%+7.5pp | 70.8%+14.5pp |
| Annual return | 37.80% | 15.14%+22.7pp | 14.36%+23.4pp | 17.84%+20.0pp |
| Employer contribution / active EE | $7,353 | $2,388+207.9% | $3,378+117.6% | $2,790+163.5% |
| Participant deferral / active EE | $7,221 | $4,033+79.0% | $4,919+46.8% | $4,249+69.9% |
| Admin fee / account holder | $5,597 | $10,439-46.4% | $13,697-59.1% | $8,951-37.5% |