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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,321 | $95,453+236.6% | $112,040+186.8% | $82,448+289.7% |
| Participation rate | 85.3% | 72.8%+12.5pp | 76.5%+8.8pp | 68.1%+17.2pp |
| Annual return | 37.80% | 23.92%+13.9pp | 24.52%+13.3pp | 41.64%-3.8pp |
| Employer contribution / active EE | $7,353 | $2,318+217.2% | $2,954+148.9% | $2,551+188.2% |
| Participant deferral / active EE | $7,221 | $4,224+71.0% | $5,098+41.7% | $4,139+74.4% |
| Admin fee / account holder | $5,597 | $9,013-37.9% | $12,098-53.7% | $7,234-22.6% |