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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,333 | $65,704-5.1% | $94,229-33.8% | $59,633+4.5% |
| Participation rate | 100.0% | 72.1%+27.9pp | 78.8%+21.2pp | 68.7%+31.3pp |
| Annual return | -2.58% | 5.22%-7.8pp | 10.68%-13.3pp | 2041.45%-2044.0pp |
| Employer contribution / active EE | $3,390 | $2,021+67.8% | $3,587-5.5% | $2,203+53.9% |
| Participant deferral / active EE | $3,683 | $3,143+17.2% | $4,320-14.7% | $3,192+15.4% |
| Admin fee / account holder | $1,162 | $4,265-72.7% | $6,269-81.5% | $4,297-73.0% |