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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,516 | $71,215+404.8% | $93,696+283.7% | $80,935+344.2% |
| Participation rate | 96.9% | 60.4%+36.5pp | 68.7%+28.2pp | 67.7%+29.2pp |
| Annual return | 12.64% | 11.27%+1.4pp | 133.74%-121.1pp | 35.66%-23.0pp |
| Employer contribution / active EE | $4,561 | $1,565+191.4% | $2,422+88.3% | $2,757+65.5% |
| Participant deferral / active EE | $10,977 | $4,037+172.0% | $4,417+148.5% | $4,299+155.3% |
| Admin fee / account holder | $9,433 | $6,958+35.6% | $8,287+13.8% | $6,924+36.2% |