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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,472 | $46,697+1.7% | $117,529-59.6% | $68,490-30.7% |
| Participation rate | 89.1% | 56.8%+32.4pp | 70.6%+18.5pp | 67.9%+21.2pp |
| Annual return | -14.20% | -14.52%+0.3pp | 29.77%-44.0pp | -7.85%-6.3pp |
| Employer contribution / active EE | $1,016 | $1,506-32.5% | $4,179-75.7% | $2,597-60.9% |
| Participant deferral / active EE | $3,726 | $2,637+41.3% | $4,072-8.5% | $4,028-7.5% |
| Admin fee / account holder | $5,440 | $4,023+35.2% | $5,645-3.6% | $5,403+0.7% |