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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.6 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $90,677 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $19,185 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,848 | $76,172-42.4% | $81,353-46.1% | $199,960-78.1% |
| Participation rate | 88.5% | 76.2%+12.3pp | 69.5%+19.0pp | 72.0%+16.5pp |
| Annual return | 12.43% | 15.59%-3.2pp | 24.82%-12.4pp | 34.28%-21.9pp |
| Employer contribution / active EE | $2,448 | $2,800-12.6% | $2,464-0.7% | $3,036-19.4% |
| Participant deferral / active EE | $3,467 | $4,200-17.5% | $3,885-10.7% | $5,087-31.8% |
| Admin fee / account holder | $24 | $146-83.5% | $5,766-99.6% | $269-91.0% |