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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,234 | $148,623-53.4% | $135,974-49.1% | $139,466-50.4% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 9.48% | 79.30%-69.8pp | 68.30%-58.8pp | 373.66%-364.2pp |
| Employer contribution / active EE | $0 | $5,246-100.0% | $4,859-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $6,010 | $8,103-25.8% | $7,760-22.6% | $6,712-10.5% |
| Admin fee / account holder | $1,048 | $12,406-91.6% | $10,767-90.3% | $11,409-90.8% |