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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,870 | $159,934-36.9% | $147,005-31.4% | $145,959-30.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.56% | 98.24%-88.7pp | 418.76%-409.2pp | 561.95%-552.4pp |
| Employer contribution / active EE | $21,380 | $5,287+304.4% | $4,934+333.3% | $4,661+358.7% |
| Participant deferral / active EE | $16,277 | $8,427+93.1% | $8,070+101.7% | $6,689+143.4% |
| Admin fee / account holder | $894 | $15,053-94.1% | $13,006-93.1% | $13,398-93.3% |