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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,986 | $63,114-63.6% | $92,915-75.3% | $65,186-64.7% |
| Participation rate | 32.2% | 68.8%-36.6pp | 76.0%-43.8pp | 70.2%-38.0pp |
| Annual return | 23.10% | 28.75%-5.7pp | 109.45%-86.3pp | 29.39%-6.3pp |
| Employer contribution / active EE | $1,372 | $2,571-46.6% | $3,653-62.4% | $2,177-37.0% |
| Participant deferral / active EE | $1,717 | $3,108-44.8% | $4,238-59.5% | $3,514-51.2% |
| Admin fee / account holder | $525 | $624-15.9% | $5,796-90.9% | $847-38.1% |