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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $545,515 | $96,388+466.0% | $80,627+576.6% | $139,466+291.1% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 9.94% | 1352.08%-1342.1pp | 936.76%-926.8pp | 373.66%-363.7pp |
| Employer contribution / active EE | $10,695 | $3,260+228.1% | $2,723+292.8% | $4,754+125.0% |
| Participant deferral / active EE | $15,000 | $5,224+187.1% | $4,443+237.6% | $6,712+123.5% |
| Admin fee / account holder | $5,062 | $6,603-23.3% | $5,381-5.9% | $11,409-55.6% |