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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,402 | $142,392-65.3% | $119,622-58.7% | $134,532-63.3% |
| Participation rate | 80.0% | 82.8%-2.8pp | 79.3%+0.7pp | 81.2%-1.2pp |
| Annual return | -21.13% | -12.46%-8.7pp | -14.98%-6.1pp | 418.27%-439.4pp |
| Employer contribution / active EE | $2,194 | $5,224-58.0% | $4,232-48.1% | $4,741-53.7% |
| Participant deferral / active EE | $9,422 | $6,467+45.7% | $5,601+68.2% | $6,401+47.2% |
| Admin fee / account holder | $1,037 | $13,593-92.4% | $10,328-90.0% | $11,429-90.9% |