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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,581 | $99,345-17.9% | $84,753-3.7% | $273,972-70.2% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -1.71% | 22.93%-24.6pp | 22.78%-24.5pp | 41.46%-43.2pp |
| Employer contribution / active EE | $18,428 | $4,214+337.3% | $3,574+415.6% | $4,869+278.5% |
| Participant deferral / active EE | $18,000 | $4,270+321.6% | $3,712+384.9% | $5,287+240.4% |
| Admin fee / account holder | $127,250 | $6,645+1814.8% | $5,333+2286.0% | $10,133+1155.8% |