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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,717 | $97,020+160.5% | $83,322+203.3% | $135,379+86.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -5.57% | 12.31%-17.9pp | 10.64%-16.2pp | 519.79%-525.4pp |
| Employer contribution / active EE | $5,792 | $4,144+39.8% | $3,379+71.4% | $4,779+21.2% |
| Participant deferral / active EE | $5,669 | $5,964-4.9% | $5,565+1.9% | $5,609+1.1% |
| Admin fee / account holder | $45,206 | $8,426+436.5% | $7,540+499.6% | $10,828+317.5% |