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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,895 | $77,920-83.5% | $149,723-91.4% | $75,177-82.8% |
| Participation rate | 92.3% | 65.6%+26.7pp | 78.8%+13.5pp | 67.2%+25.1pp |
| Annual return | 11.45% | 31.72%-20.3pp | 134.50%-123.0pp | 160.75%-149.3pp |
| Employer contribution / active EE | $607 | $3,138-80.7% | $4,821-87.4% | $2,671-77.3% |
| Participant deferral / active EE | $917 | $3,411-73.1% | $5,682-83.9% | $4,126-77.8% |
| Admin fee / account holder | $434 | $5,951-92.7% | $13,215-96.7% | $5,651-92.3% |