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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,819 | $106,557-75.8% | $91,227-71.7% | $134,545-80.8% |
| Participation rate | 45.0% | 76.8%-31.8pp | 73.2%-28.2pp | 81.2%-36.2pp |
| Annual return | -19.73% | 160.81%-180.5pp | 114.14%-133.9pp | 418.37%-438.1pp |
| Employer contribution / active EE | $1,416 | $3,332-57.5% | $2,851-50.3% | $4,742-70.1% |
| Participant deferral / active EE | $2,489 | $4,719-47.3% | $4,234-41.2% | $6,401-61.1% |
| Admin fee / account holder | $1,529 | $6,235-75.5% | $5,423-71.8% | $11,431-86.6% |