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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,731 | $138,102-90.1% | $125,381-89.0% | $134,532-89.8% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | -16.27% | 750.73%-767.0pp | 572.31%-588.6pp | 418.27%-434.5pp |
| Employer contribution / active EE | $1,200 | $5,245-77.1% | $4,815-75.1% | $4,741-74.7% |
| Participant deferral / active EE | $852 | $7,801-89.1% | $7,448-88.6% | $6,401-86.7% |
| Admin fee / account holder | $315 | $11,568-97.3% | $10,007-96.9% | $11,429-97.2% |