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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,519 | $160,070-69.1% | $147,117-66.3% | $145,897-66.1% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 16.38% | 98.69%-82.3pp | 420.54%-404.2pp | 552.29%-535.9pp |
| Employer contribution / active EE | $1,702 | $5,285-67.8% | $4,932-65.5% | $4,663-63.5% |
| Participant deferral / active EE | $5,740 | $8,419-31.8% | $8,065-28.8% | $6,689-14.2% |
| Admin fee / account holder | $527 | $15,035-96.5% | $12,993-95.9% | $13,390-96.1% |