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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,786 | $106,280-65.4% | $96,538-61.9% | $139,487-73.6% |
| Participation rate | 66.7% | 77.8%-11.2pp | 74.3%-7.7pp | 80.3%-13.7pp |
| Annual return | 15.11% | 38.48%-23.4pp | 35.74%-20.6pp | 373.84%-358.7pp |
| Employer contribution / active EE | $1,824 | $4,107-55.6% | $3,740-51.2% | $4,755-61.6% |
| Participant deferral / active EE | $2,741 | $5,457-49.8% | $4,880-43.8% | $6,713-59.2% |
| Admin fee / account holder | $511 | $7,888-93.5% | $6,737-92.4% | $11,407-95.5% |