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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,034 | $165,381-58.3% | $149,730-53.9% | $158,966-56.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.69% | 348.29%-340.6pp | 276.70%-269.0pp | 302.95%-295.3pp |
| Employer contribution / active EE | $2,716 | $5,104-46.8% | $4,645-41.5% | $4,762-43.0% |
| Participant deferral / active EE | $12,640 | $7,182+76.0% | $6,843+84.7% | $5,983+111.3% |
| Admin fee / account holder | $5,205 | $10,809-51.8% | $9,310-44.1% | $11,250-53.7% |