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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,057 | $77,976+60.4% | $81,367+53.7% | $125,389-0.3% |
| Participation rate | 94.7% | 83.3%+11.5pp | 82.3%+12.4pp | 83.2%+11.5pp |
| Annual return | 0.09% | -2.85%+2.9pp | -0.92%+1.0pp | 282.24%-282.1pp |
| Employer contribution / active EE | $3,408 | $4,366-21.9% | $3,930-13.3% | $4,866-30.0% |
| Participant deferral / active EE | $4,914 | $5,646-13.0% | $5,383-8.7% | $5,352-8.2% |
| Admin fee / account holder | $3,966 | $12,476-68.2% | $8,926-55.6% | $9,541-58.4% |