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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,584 | $209,874-82.6% | $189,537-80.7% | $167,536-78.2% |
| Participation rate | 84.6% | 88.7%-4.0pp | 87.8%-3.2pp | 82.1%+2.5pp |
| Annual return | 3.88% | 748.61%-744.7pp | 555.34%-551.5pp | 478.82%-474.9pp |
| Employer contribution / active EE | $226 | $6,913-96.7% | $6,161-96.3% | $4,839-95.3% |
| Participant deferral / active EE | $13,706 | $8,934+53.4% | $8,220+66.7% | $6,342+116.1% |
| Admin fee / account holder | $16,677 | $14,299+16.6% | $12,048+38.4% | $12,315+35.4% |