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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,143 | $201,370-30.4% | $184,256-23.9% | $145,897-3.9% |
| Participation rate | 36.4% | 87.5%-51.1pp | 86.8%-50.5pp | 80.3%-43.9pp |
| Annual return | 14.43% | 29.05%-14.6pp | 28.85%-14.4pp | 552.29%-537.9pp |
| Employer contribution / active EE | $10,779 | $7,024+53.5% | $6,427+67.7% | $4,663+131.2% |
| Participant deferral / active EE | $12,676 | $9,808+29.2% | $9,133+38.8% | $6,689+89.5% |
| Admin fee / account holder | $19,186 | $16,364+17.2% | $13,899+38.0% | $13,390+43.3% |