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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,295 | $138,076-11.4% | $123,553-1.0% | $135,380-9.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -3.25% | 153.70%-157.0pp | 119.21%-122.5pp | 519.81%-523.1pp |
| Employer contribution / active EE | $6,258 | $5,152+21.5% | $4,628+35.2% | $4,779+31.0% |
| Participant deferral / active EE | $9,175 | $6,800+34.9% | $6,426+42.8% | $5,609+63.6% |
| Admin fee / account holder | $2,714 | $10,917-75.1% | $9,284-70.8% | $10,828-74.9% |