Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,154 | $65,395-78.4% | $182,558-92.2% | $72,976-80.6% |
| Participation rate | 44.4% | 65.4%-21.0pp | 78.0%-33.5pp | 69.5%-25.0pp |
| Annual return | 14.88% | 27.68%-12.8pp | 148.59%-133.7pp | 81.02%-66.1pp |
| Employer contribution / active EE | $189 | $1,911-90.1% | $4,076-95.4% | $2,440-92.3% |
| Participant deferral / active EE | $1,813 | $3,563-49.1% | $5,526-67.2% | $3,608-49.7% |
| Admin fee / account holder | $2,967 | $4,245-30.1% | $8,594-65.5% | $5,124-42.1% |