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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,604 | $51,631-48.5% | $129,397-79.4% | $80,925-67.1% |
| Participation rate | 100.0% | 56.9%+43.1pp | 69.6%+30.4pp | 67.7%+32.3pp |
| Annual return | 22.06% | 20.77%+1.3pp | 9453.98%-9431.9pp | 35.65%-13.6pp |
| Employer contribution / active EE | $4,085 | $1,583+158.1% | $4,154-1.7% | $2,756+48.2% |
| Participant deferral / active EE | $3,741 | $2,670+40.1% | $4,167-10.2% | $4,299-13.0% |
| Admin fee / account holder | $1,327 | $4,309-69.2% | $7,679-82.7% | $6,940-80.9% |