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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,684 | $27,936-79.7% | $58,561-90.3% | $75,173-92.4% |
| Participation rate | 62.5% | 38.8%+23.7pp | 50.9%+11.6pp | 67.2%-4.7pp |
| Annual return | 29.18% | 44.21%-15.0pp | 4251.33%-4222.2pp | 160.72%-131.5pp |
| Employer contribution / active EE | $223 | $670-66.6% | $1,053-78.8% | $2,671-91.6% |
| Participant deferral / active EE | $1,894 | $1,202+57.5% | $1,923-1.5% | $4,126-54.1% |
| Admin fee / account holder | $319 | $1,727-81.5% | $2,520-87.4% | $5,651-94.4% |