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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,967 | $136,860-83.2% | $120,344-80.9% | $154,746-85.2% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 6.05% | 21.38%-15.3pp | 20.30%-14.3pp | 172.34%-166.3pp |
| Employer contribution / active EE | $3,373 | $3,533-4.5% | $3,020+11.7% | $4,379-23.0% |
| Participant deferral / active EE | $4,414 | $5,793-23.8% | $5,135-14.0% | $6,730-34.4% |
| Admin fee / account holder | $8,692 | $15,393-43.5% | $12,742-31.8% | $14,365-39.5% |