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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,967 | $124,425-81.5% | $112,040-79.5% | $137,256-83.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 6.05% | 24.72%-18.7pp | 24.52%-18.5pp | 220.34%-214.3pp |
| Employer contribution / active EE | $3,373 | $3,411-1.1% | $2,954+14.2% | $4,156-18.8% |
| Participant deferral / active EE | $4,414 | $5,718-22.8% | $5,098-13.4% | $6,407-31.1% |
| Admin fee / account holder | $8,692 | $15,207-42.8% | $12,098-28.2% | $12,270-29.2% |