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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,139 | $167,533-39.6% | $151,645-33.3% | $134,545-24.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -18.29% | 7.81%-26.1pp | 3.34%-21.6pp | 418.37%-436.7pp |
| Employer contribution / active EE | $3,048 | $6,828-55.4% | $6,165-50.6% | $4,742-35.7% |
| Participant deferral / active EE | $11,505 | $8,985+28.0% | $8,363+37.6% | $6,401+79.7% |
| Admin fee / account holder | $1,448 | $13,781-89.5% | $11,614-87.5% | $11,431-87.3% |