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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,871 | $181,896+13.2% | $156,551+31.5% | $273,972-24.9% |
| Participation rate | 83.3% | 88.4%-5.1pp | 84.0%-0.7pp | 83.0%+0.3pp |
| Annual return | 7.90% | 30.74%-22.8pp | 32.23%-24.3pp | 41.46%-33.6pp |
| Employer contribution / active EE | $3,860 | $6,248-38.2% | $5,501-29.8% | $4,869-20.7% |
| Participant deferral / active EE | $7,835 | $5,550+41.2% | $4,871+60.9% | $5,287+48.2% |
| Admin fee / account holder | $2,798 | $15,560-82.0% | $13,028-78.5% | $10,133-72.4% |