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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,365 | $181,898-73.4% | $156,552-69.1% | $273,970-82.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 5.79% | 30.74%-25.0pp | 32.23%-26.4pp | 41.46%-35.7pp |
| Employer contribution / active EE | $2,231 | $6,248-64.3% | $5,501-59.5% | $4,869-54.2% |
| Participant deferral / active EE | $7,302 | $5,550+31.6% | $4,871+49.9% | $5,287+38.1% |
| Admin fee / account holder | $1,516 | $15,560-90.3% | $13,028-88.4% | $10,132-85.0% |