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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,839 | $136,307+65.0% | $177,848+26.4% | $73,497+205.9% |
| Participation rate | 78.0% | 86.1%-8.1pp | 87.7%-9.7pp | 70.7%+7.3pp |
| Annual return | 17.04% | 18.68%-1.6pp | 48.33%-31.3pp | 28.51%-11.5pp |
| Employer contribution / active EE | $8,840 | $3,712+138.1% | $5,919+49.4% | $2,270+289.4% |
| Participant deferral / active EE | $11,184 | $5,829+91.9% | $7,714+45.0% | $3,740+199.1% |
| Admin fee / account holder | $21,051 | $596+3434.7% | $12,431+69.3% | $513+4003.0% |