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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,442 | $100,811-88.6% | $86,698-86.8% | $134,545-91.5% |
| Participation rate | 75.0% | 79.0%-4.0pp | 76.6%-1.6pp | 81.2%-6.2pp |
| Annual return | -15.05% | 29.11%-44.2pp | 35.96%-51.0pp | 418.37%-433.4pp |
| Employer contribution / active EE | $2,023 | $3,490-42.0% | $2,837-28.7% | $4,742-57.3% |
| Participant deferral / active EE | $4,384 | $5,339-17.9% | $4,656-5.9% | $6,401-31.5% |
| Admin fee / account holder | $7,371 | $10,926-32.5% | $7,492-1.6% | $11,431-35.5% |