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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,686 | $106,280-14.7% | $96,538-6.1% | $139,487-35.0% |
| Participation rate | 61.9% | 77.8%-15.9pp | 74.3%-12.4pp | 80.3%-18.4pp |
| Annual return | 18.28% | 38.48%-20.2pp | 35.74%-17.5pp | 373.84%-355.6pp |
| Employer contribution / active EE | $1,987 | $4,107-51.6% | $3,740-46.9% | $4,755-58.2% |
| Participant deferral / active EE | $4,629 | $5,457-15.2% | $4,880-5.2% | $6,713-31.0% |
| Admin fee / account holder | $6,596 | $7,888-16.4% | $6,737-2.1% | $11,407-42.2% |