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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,857 | $83,485+38.8% | $125,192-7.5% | $72,975+58.8% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 15.91% | 25.77%-9.9pp | 43.79%-27.9pp | 81.01%-65.1pp |
| Employer contribution / active EE | $4,516 | $2,346+92.5% | $3,866+16.8% | $2,440+85.1% |
| Participant deferral / active EE | $6,485 | $3,586+80.8% | $4,937+31.3% | $3,608+79.7% |
| Admin fee / account holder | $3,635 | $5,518-34.1% | $9,704-62.5% | $5,124-29.1% |