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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,548 | $92,219-89.6% | $76,767-87.6% | $135,380-92.9% |
| Participation rate | 57.1% | 79.8%-22.6pp | 77.0%-19.8pp | 82.6%-25.5pp |
| Annual return | -12.42% | 5.46%-17.9pp | 2.43%-14.9pp | 519.81%-532.2pp |
| Employer contribution / active EE | $2,269 | $3,216-29.4% | $2,485-8.7% | $4,779-52.5% |
| Participant deferral / active EE | $4,276 | $4,508-5.2% | $3,852+11.0% | $5,609-23.8% |
| Admin fee / account holder | $133 | $10,749-98.8% | $6,675-98.0% | $10,828-98.8% |