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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,550 | $129,737-34.8% | $119,126-29.0% | $154,746-45.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 30.12% | 379.08%-349.0pp | 282.11%-252.0pp | 172.34%-142.2pp |
| Employer contribution / active EE | $4,983 | $4,375+13.9% | $4,034+23.5% | $4,379+13.8% |
| Participant deferral / active EE | $11,895 | $5,842+103.6% | $5,318+123.7% | $6,730+76.7% |
| Admin fee / account holder | $9,388 | $11,961-21.5% | $10,693-12.2% | $14,365-34.7% |