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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $584,864 | $114,013+413.0% | $103,693+464.0% | $155,188+276.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 14.27% | 49.31%-35.0pp | 47.61%-33.3pp | 148.84%-134.6pp |
| Employer contribution / active EE | $16,551 | $3,131+428.6% | $2,920+466.8% | $4,248+289.6% |
| Participant deferral / active EE | $15,613 | $4,970+214.2% | $4,579+241.0% | $6,531+139.1% |
| Admin fee / account holder | $7,208 | $8,407-14.3% | $7,858-8.3% | $14,480-50.2% |