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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,190 | $150,447-93.9% | $136,298-93.3% | $147,586-93.8% |
| Participation rate | 90.9% | 84.4%+6.5pp | 81.9%+9.0pp | 82.8%+8.1pp |
| Annual return | 53.73% | 1049.15%-995.4pp | 5156.27%-5102.5pp | 578.59%-524.9pp |
| Employer contribution / active EE | $1,672 | $5,256-68.2% | $4,696-64.4% | $4,876-65.7% |
| Participant deferral / active EE | $7,289 | $6,631+9.9% | $6,247+16.7% | $5,439+34.0% |
| Admin fee / account holder | $371 | $10,906-96.6% | $9,244-96.0% | $10,886-96.6% |