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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,591 | $183,592+33.2% | $155,574+57.2% | $145,877+67.7% |
| Participation rate | 89.5% | 82.7%+6.8pp | 78.2%+11.3pp | 80.3%+9.2pp |
| Annual return | 12.47% | 61.37%-48.9pp | 64.87%-52.4pp | 551.28%-538.8pp |
| Employer contribution / active EE | $2,453 | $5,317-53.9% | $4,676-47.5% | $4,663-47.4% |
| Participant deferral / active EE | $7,401 | $6,466+14.5% | $5,629+31.5% | $6,691+10.6% |
| Admin fee / account holder | $1,507 | $19,316-92.2% | $15,914-90.5% | $13,402-88.8% |