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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,126 | $198,461+3.4% | $170,436+20.4% | $147,585+39.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 16.12% | 257.30%-241.2pp | 205.94%-189.8pp | 578.57%-562.4pp |
| Employer contribution / active EE | $8,713 | $6,184+40.9% | $5,433+60.4% | $4,876+78.7% |
| Participant deferral / active EE | $3,228 | $5,629-42.7% | $4,939-34.7% | $5,439-40.7% |
| Admin fee / account holder | $1,764 | $16,852-89.5% | $13,880-87.3% | $10,885-83.8% |