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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,481 | $102,429-25.3% | $147,096-48.0% | $80,925-5.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 19.84% | 135.02%-115.2pp | 419.75%-399.9pp | 35.65%-15.8pp |
| Employer contribution / active EE | $2,245 | $3,716-39.6% | $4,936-54.5% | $2,756-18.5% |
| Participant deferral / active EE | $6,136 | $6,649-7.7% | $8,071-24.0% | $4,299+42.7% |
| Admin fee / account holder | $1,085 | $7,957-86.4% | $13,005-91.7% | $6,940-84.4% |