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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,198 | $167,353-83.7% | $143,797-81.1% | $134,545-79.8% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -22.98% | 0.48%-23.5pp | -0.04%-22.9pp | 418.37%-441.3pp |
| Employer contribution / active EE | $1,856 | $5,620-67.0% | $4,952-62.5% | $4,742-60.9% |
| Participant deferral / active EE | $7,515 | $6,447+16.6% | $5,638+33.3% | $6,401+17.4% |
| Admin fee / account holder | $529 | $18,096-97.1% | $14,679-96.4% | $11,431-95.4% |